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Get ICEBegin your plan

About this tool

What is
Get ICE?

Get ICE is a personalised planning tool for people 55 and over who are financially capital-light but human capital-heavy -- and who are not done yet.

ICE stands for I Continue Earning. It is a direct response to FIRE -- Financially Independent, Retire Early -- which assumes that work is the problem and stopping is the goal. ICE says the opposite: that meaningful work is one of the great sources of longevity, connection, and wellbeing. That human capital does not retire. That the next generation of retirees -- with smaller pension pots than the final salary generation before them -- still has enormous economic capability, and needs a plan to activate it.

The ICE Number

Your ICE Number is not a survival target. It is the monthly income at which continued earning becomes a genuine choice -- where financial anxiety lifts, where you can afford to be selective about the work you take, and where you can contribute on your own terms.

Get ICE calculates your ICE Number, builds a 10-year forecast showing two futures -- what happens if nothing changes, and what happens if you activate your plan -- and gives you a specific crossing point: the month and year when earning becomes a choice, not a necessity.

AI amplifies experience

AI is not replacing experienced professionals. It is amplifying them. For someone with decades of expertise, relationships, and track record, AI compresses timelines, reduces overhead, extends reach, and turns specialist knowledge into products and services that work independently.

The AI Multiplier Audit in Get ICE identifies exactly where AI can amplify what you have built -- across five zones: amplifying your expertise, extending your reach, reducing your overhead, accelerating your learning, and managing your finances better.

The four stages

G

Goals

Your values, your Second Chapter Journey, your ICE Purpose Statement, and your Life Script -- a clear picture of who you are and what you are building toward.

  • + 5 core values + anchor value
  • + Character statement
  • + Second Chapter Journey
  • + Personal SWOT
  • + ICE Purpose Statement
  • + 7 affirmations
  • + ICE Life Script (2 min)
A

Actions

A full audit of your human capital, the 3 most realistic income levers available to you, and a precise plan for how AI can amplify what you have spent decades building.

  • + Human capital audit
  • + 3 income levers
  • + AI Multiplier Audit (5 zones)
  • + Obstacles and root causes
  • + 30-Day ICE Sprint
  • + Daily minimum viable action
M

Means

Your financial reality mapped honestly. Your ICE Number calculated. A 10-year forecast showing two futures -- and the crossing point where earning becomes a choice.

  • + Current financial snapshot
  • + Your ICE Number
  • + Base Case 10-year forecast
  • + ICE Case 10-year forecast
  • + Comparison table
  • + 7-milestone timeline
E

Execution

A daily rhythm that fits your life. AI coaching prompts you can use every day. A peer accountability structure. And a clear release of what is holding you back.

  • + Daily execution ritual
  • + AI partner prompts (5)
  • + Peer accountability plan
  • + The Release

Built on these principles

+I Continue Earning -- meaningful work is one of the great sources of longevity and wellbeing.
+Human capital does not retire. Skills, knowledge, relationships, and wisdom accumulate over a lifetime.
+Plan life before money.
+Agency in. Advice out.
+AI should support human judgement, not replace it.
+All planning begins with what is already present.

Self-directed. Takes about 60-90 minutes end to end.

Begin your ICE plan

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